What credit score is needed to buy a house?

This is dependant on the type and amount of mortgage that you wish to borrow.

There is no nationwide minimum credit score, so it all depends on the criteria set by specific mortgage lenders. As well as this, there is not one set way of determining your credit score, different lenders may come up with different scores for you depending on what they prioritise.

If you’re are worried that you have a poor credit score, you can check out our Dreaded Credit Report blog post for some helpful tips on boosting this.

Additionally, here at Select Mortgages, we are experts at helping hopeful borrowers with poor credit reports to get the best deal possible. Get in touch today for a chat.

What Next?

If you're a first time buyer, then government-backed schemes can be very helpful to get a better deal on your mortgage. Help to Buy Basics The Help to Buy scheme…


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