When to remortgage

The best time to start the remortgaging process is around 14 weeks before you would like to seal the deal. It is better to wait until close to the time at which your mortgage deal will switch to a standard variable rate, to avoid hefty early repayment charges.

Remember: there are lots of things to consider when remortgaging, so do your research.


What Next?

If you're a first time buyer, then government-backed schemes can be very helpful to get a better deal on your mortgage. Help to Buy Basics The Help to Buy scheme…

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