First Time Buyers

Starting out can be daunting. We have the answers you need for buying your first home.

Here we have everything you need to know as a first time buyer. The basics to give you an understanding of what's what, a comprehensive list of extra costs involved when buying a home, and information on help that is available for you.
We have put this in place to make navigating the mortgage world a little easier, if you require a mortgage broker and confidential advice on getting a mortgage, get in touch today.

What you need to know The essential answers for first time buyers
Calculate how much you can borrow

Our calculator can quickly tell you how much you may be eligible to borrow for a mortgage deal. This can set you on the right path and give you an idea of what to be aiming for when house hunting.

You may be entitled to borrow
up to £

What Now?

Your almost there, all you need to do is fill in our mortgage enquiry form and youll be on your way to finding the best deal that suits you.

Click here to fill in the form for a free quotation.

Get free advice & free quote today
CALL US ON 01792 850 017.
Mortgages to suit you Getting a mortgage can be daunting to begin with but knowing which mortgage type us right for you can be a mammoth task for any first time buyer. Pile on top the fact that house prices continue to rise, many first time buyers can only manage to put down a small deposit, restricting their options.
Luckily your in good hands as we have produced a selection of mortgage types to suit you.
  • 95% Mortgages

    This is a loan which covers 95% of the value of the property you are looking to buy. These mortgages…

    find out more...
  • Fixed Rate Mortgages

    This mortgage means the interest rate (and monthly repayments) will stay the same for a specified period of time. This…

    find out more...
  • Repayment Mortgage

    As the most popular mortgage available, this option simply requires you make monthly repayments for a mutually agreed term (usually…

    find out more...
  • Tracker Mortgage

    Also known as a Tracker Mortgage, this type tracks the Bank of England interest rate for a set period of…

    find out more...
  • Capped Rate Mortgage

    A capped rate mortgage is a type of variable rate mortgage (link back to variable rate). The difference with this…

    find out more...
Things to consider We've handpicked the mortgage types that best suits you. Scroll through the different mortgages on offer. If one takes your interest, then dont waste your time and click the find out more button. Find out the pros and cons of the chosen mortgage type.
  • How Long Does a Decision In Principle Last?

    A 'Decision In Principle' is a statement of some sort from a lender declaring what they would be willing to…

  • Is it cheaper to rent or buy a house?

    This is entirely dependant on your situation. In the long run, it can be cheaper and can gain greater returns…

  • Pay nothing on stamp duty in England, Wales & Scotland

    Updates made to Stamp Duty means that first time buyers (England, Northern Ireland and Wales) will not have to pay…

  • Questions to ask when buying a house

    Why is the owner selling the house? How long has the property been up for sale? Exactly what is included…

  • Help for first time buyers

    Buying a home for the first time can be very daunting, but we can guide you through all the right's…

  • How long does it take to get a mortgage?

    As a rough guide, the mortgage process usually takes between 4 and 8 weeks. If there are any unforeseen circumstances…

  • How do I remortgage my home?

    Before making any steps towards remortgaging, do your research. Work out how much you can actually afford to pay. Get…

Keeping you up-to-date Leave it to us to keep you informed of any changes to mortgaging, be it good or potentially harmful.
Our Lenders
  • Hanley Economic logo
  • Leeds Building Society logo
  • Melton Building Society logo
  • Kent Reliance logo
  • Ipswich Building Society logo
  • Kensington logo
  • Principality logo
  • Precise Mortgages logo
  • NatWest logo
  • Paragon logo
  • Nationwide logo
  • Monmouthshire Building Society logo
  • Metro Bank logo
  • Vida Home Loans logo
  • Together Loans logo
  • Swansea Building Society logo
  • The Mortgage Works logo
  • Skipton Building Society logo
  • Scottish Widows logo
  • The West Bromwich logo
  • Saffron logo
  • Halifax logo
  • Foundation Home Loans logo
  • Furness Building Society logo
  • Fleet Mortgages logo
  • Buy to Let Club logo
  • Santander logo
  • Coventry Building Society logo
  • RBS logo
  • BM Solutions logo
  • Bath Building Society logo
  • Barclays logo
  • Aldermore logo
  • Accord Mortgages logo
Get Free Expert Advice Today

Fill in our enquiry form

Advice from a qualified broker can be very beneficial and its 'FREE'. Take advantage today.

Let us call you

We know how busy a week can be. Let us work round you and provide us with a suitable time for us to call you back.