Capital raising is a way of re-mortgaging your home in order to release funds for other purposes. These funds could be to cover the costs of home improvements, holidays or luxury items, or even to cover debts.
Is it right for you? Here's what you need to weigh up..
This can be a way of fixing financial difficulties
Increasing your mortgage can mean lower interest rates than if you were to take out a loan by other means
Although this can offer relief to financial difficulties, it will still extend your mortgage repayments and make them bigger. Make sure you can afford this
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