How long does a mortgage offer last?
A mortgage offer will typically last 1 - 3 months. This will vary depending on your lender and the mortgage…
What schemes are available to help?
If you're a first time buyer, then government-backed schemes can be very helpful to get a better deal on your…
What is Help to Buy?
The Help to Buy scheme is available only to first time buyers. It means that the government will add to…
We scan the whole market to get a competitive deal for you. With your best interests at heart, we work with a range of lenders, to ensure you get a mortgage that fits your needs as best as possible.
Let us advise and help with your mortgage on a totally free basis, many re-mortgage deals have free valuation and legal service and many purchase mortgages have free valuation. Your London Mortgage Broker is Steve Herbert on 01792 850017.
Otherwise known as a commercial mortgage, this type of mortgage is a loan for a property that you do not…
Ltd Company Mortgages
A Ltd Company mortgage is a kind of Buy-To-Let (link to buy to let) mortgage, the difference being that you…
Capital raising is a way of re-mortgaging your home in order to release funds for other purposes. These funds could…
Re-mortgaging is the process of taking out a new mortgage on a property that you already have an existing mortgage…
This is for when you want to purchase a property with the intent to rent it out
This is a loan which covers 95% of the value of the property you are looking to buy. These mortgages…
A cashback mortgage is one which offers a cash bonus for choosing certain lenders. This cash can be anything from…
Capped Rate Mortgage
A capped rate mortgage is a type of variable rate mortgage (link back to variable rate). The difference with this…
Interest Only Mortgage
With this mortgage, your repayments are only paying back the interest each month. This will make your monthly repayments smaller.…
As the most popular mortgage available, this option simply requires you make monthly repayments for a mutually agreed term (usually…
Also known as a Tracker Mortgage, this type tracks the Bank of England interest rate for a set period of…
Fixed Rate Mortgages
This mortgage means the interest rate (and monthly repayments) will stay the same for a specified period of time. This…