Residential Mortgages

We will search the residential mortgage market for you, use our vast experience to navigate the best deal for you (often with free valuations, or no solicitors fees), keep you informed of anything going on in the industry (good or bad). This all adds up to some pretty substantial savings for you, but with a more personalised service than the banks could ever offer.

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Mortgage Services

Remortgage

If you have come to the end or nearing the end of your current mortgage deal, switching to a new mortgage deal can often secure a lower interest rate, reducing monthly re ...

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First-Time Buyer

First-time buyers typically face unique challenges, including saving for a deposit and navigating the complexities of the homebuying process, so these specialized mortgag ...

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Second Home Mortgages

Second home mortgages are loans specifically tailored for individuals purchasing a second property, typically for personal use rather than investment purposes. These mort ...

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Decision in Principle (DIP)

A decision in principle or DIP for short, is a certificate or statement that gives you an indication of how much you can borrow. These are also known as an agreement in p ...

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Why choose us

Securing a residential mortgage is a significant financial decision, with many factors to consider, from interest rates and mortgage terms to your individual circumstances and future plans. We provide clear, straightforward guidance throughout the process, helping to take the uncertainty and stress out of your mortgage application. With your best interests always at the heart of our approach, we’ll carefully explore your options and help you find a mortgage that’s right for you.

We are there at the quote stage, learning about you and your circumstances.

We pick the lenders that best suit your requirements.

We are there every step of the way right up until you complete.

We even specialise in sourcing products which can have:

Free valuation

Free solicitor

Minimal arrangement fees

Market Comparison

We have access to multiple lenders and we will find the right mortgage option tailored to you. Going direct to a lender will narrow your options enormously, we remove that barrier and have years of experience of each lender's processes.

Get tailored expert mortgage advice

Make a mortgage enquiry

What our customers have to say

Steve has worked hard as my broker for the last 15 yrs. His knowledge and drive to get a good deal is second to none. I would recommend him to first time buyers and seasoned property owners alike.

M. Gould

Select Mortgages have looked after all the mortgages we have required over the years and Steve has never failed to give us the best attention possible and researched tirelessly to find the best option for us.

Simon & Bridgette Whattler

What can i say? He knows his stuff. Been in game for over 45 years he went through and explained everything to me clearly and found the cheapest product for me with zero fees. I am so happy with how quick he got things done – my mortgage offer from Natwest come through a week later. Very happy with the service and have already recommended friends and family. Will DEFINITELY be using Select Morgages again. Thank you so much.

Azhar

Steve has been a great support to us over the years even though we have never met in person! He has helped from Buy to Let’s to our residential mortgages, his knowledge is vast and always knows the answers to our questions! Thank you for always being there and directing us in the right direction always with your wisdom and expertise.

Thank you from the whole family!

S. Wilkhu